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Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year. Fannin Bank Mortgage Office opened in 2018 in Bonham further expanding our ability to service the communities of Fannin County. The bank is now near 110 million in assets, and we are proud to have served the financial needs of Fannin County for over 98 years.


Fannin Bank is a community bank in every sense of the word. The bank’s 39 employees are involved in a myriad of events and activities. The bank is represented in organizations such as Rotary, Business & Professional Women, Women Rock, Bonham Chamber of Commerce, Honey Grove Chamber of Commerce, Children’s Advocacy Center, and a platinum sponsor for Fannin County Relay for Life.