Fannin Bank is proud to offer Commercial Checking that meets the financial needs of your business. With our Commercial Checking you get unlimited transaction, statements that include check images, and a Visa Business Debit card with real-time fraud monitoring. Minimum balance to open is $1,000.00. If your balance does not fall below $2,000.00 during the statement cycle you pay no service charge fee. If your balance does fall below $2,000.00 during the statement cycle you will pay a $15.00 Service Charge Fee.