Time to Celebrate with Free Checking that Pays You!

Isn’t it about time you have a truly free checking account that pays you to do what you are already doing? Fannin Bank feels this way, and we are excited to provide you with our Kasasa Cash Account!


Kasasa Cash – is a free checking account that pays you an interest rate of 3.5% APY each month on the portion of your balance that is $50,000.00 or less. On the portion of your balance that is $50,000.01 or more you will receive an interest rate of 0.25% APY. To qualify for this incredible interest rate all you have to do is use your debit card for twelve point of sale transactions and receive one direct deposit ACH credit each qualification cycle.

The benefits do not stop with an amazing rate, you also get no minimum balance requirements, refund on ATM Fees up to $10.00 each qualification cycle. If you fail to qualify during the qualification cycle, fear not, for you will still earn 0.05% APY on your entire balance.

Rate Information for Kasasa Cash – Tier 1 an interest rate of 3.5% will be paid on the entire portion of your daily balance that is less than $50,000.01. The annual percentage yield (APY) for this tier is 3.56%. Tier 2 an interest rate of 0.25% will be paid on the entire portion of your daily balance that is $50,000.01 or more. The annual percentage yield (APY) for this tier will range from 3.56% to 0.25% depending on the daily balance in the account. If qualifications are not meet an interest rate of 0.05% will be paid on the entire portion of your daily balance. The annual percentage yield (APY) for this tier is 0.05%.

Qualification Cycle Information – The qualification cycle is the time between the last business day of the previous statement cycle to the second to last business day of the current statement cycle.

Statement Cycle Information – The statement cycle is the time that passes between two issued statements.